Privacy Notice

Rev. 4/2016

This is an annual notice

FACTS	WHAT DOES THE PEOPLES BANK DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income account balances and transaction history credit history and credit scores When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons The Peoples Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information					Does the Peoples Bank Share?	Can you limit this sharing?
For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus					Yes	No
For our marketing purposes to offer our products and services to you					Yes	No
For joint marketing with other financial companies					No	No
For our affiliates everyday business purposes- information about your transactions and experiences					No	We don't share
For our affiliates everyday business purposes- information about your creditworthiness					No	We don't share
For nonaffiliates to market to you					No	We don't share
Questions?		Call (620)672-5611 or go to bellebank.com

Page 2
Who we are
Who is providing this notice?			The Peoples Bank
What we do
How does The Peoples Bank protect my personal information?			To protect your personal information from unauthorized access and use, we use security measures and comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to your non-public personal information to those of our employees who need to know that information to provide products and services to you.
How does The Peoples Bank collect my personal information?			We collect your personal information, for example, when you open an account or deposit money pay your bills or apply for a loan use your credit or debit card We collect your personal information from others, such as credit bureaus or other companies
Why cant I limit all sharing?			Federal law gives you the right to limit only • sharing for affiliates’ everyday business purposes-information about your creditworthiness • affiliates from using your information to market to you • sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates				Companies related by common ownership or control. They can be financial and nonfinancial companies. • The Peoples Bank does not share information with affiliates
Nonaffiliates				Companies not related by common ownership or control. They can be financial and nonfinancial companies. • The Peoples Bank does not share with nonaffiliates so they can market to you
Joint marketing				A formal agreement between nonaffiliated financial companies that together market financial products or services to you. • We are not engaged in joint marketing.